Affect your credit card technology: 2012 and beyond

As the nation’s banks and financial firms emerge from the wreckage of the financial crisis, they are working out how best to lend to people with tarnished credit.
Overall, credit-card issuers sent 418 million pitches to U.S. subprime borrowers in the first nine months of this year, double the year-earlier volume of 207 million, according to research firm Synovate, a unit of Ipsos. Despite the surge, direct-mail solicitations remain far below pre-crisis levels.
There are 10 types of people in the world: those who understand binary and those who don't. If you fall into the first group, there's a good chance.........................
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